Understand the numbers before you decide.

Whether you’re buying, refinancing or renewing, start by exploring what may be possible.

Use the tools privately. No application or conversation required.

Choose your mortgage path

Estimate what you may be able to afford, your payment and the costs of buying.

See how much equity may be available and what changing your mortgage could mean.

Review your options before accepting your lender’s renewal offer.

I’m Athena Constantinou, an Ontario mortgage broker with more than 27 years of experience helping people with residential and commercial mortgages.

Use these calculators to test an idea, compare an option or prepare for a conversation.

Guided path

Answer five questions to estimate a realistic Ontario purchase range.

Payments

Adjust the price, down payment, term and rate to estimate your monthly payment.

Guided path

Answer three questions to estimate how much equity may be available.

Income type, existing debt, property costs, available savings and future plans can all affect what makes sense, not only what may be approved.

If you would like help understanding your result or deciding what to explore next, send me your question.