Terms and Disclaimer

Illustrative estimates only

Estimates are for illustrative purposes and use generalized Ontario rules. Actual qualification, taxes, insurance, rates and available products vary by lender and circumstance. mtg-broker.com is not a lender. Mortgages are arranged through a licensed mortgage brokerage.

Not an approval or advice

No result on this website is an approval, a pre-approval, a commitment to lend, or personalized mortgage advice. Outputs depend entirely on the assumptions you select. A lender's own assessment of income, credit, property and program eligibility can produce a materially different result.

No rates published

This website does not advertise or quote mortgage interest rates. Any rate you enter into a tool is your own assumption, used only to produce the illustration you asked for.

Ontario scope

Tax and cost rules used here are Ontario rules, including the provincial land transfer tax and the City of Toronto municipal land transfer tax. Cost assumptions such as property taxes, condo fees and maintenance are entered by you and are explained on the tool page. Verify your specific transaction with a real estate lawyer.

Contacting Athena

Sending a scenario through this website does not create a client relationship, is not a mortgage application and does not reserve any product. See the Privacy Policy for what is stored.

Content placeholder for Athena: confirm the brokerage name, brokerage licence number and any wording your brokerage requires on a broker's personal website.